Insured values, COPE, natcat exposure and audits for every plant, answered by the people on the floor. Your broker gets insurer-ready data from day one, and the next renewal starts from this year’s numbers instead of a blank spreadsheet.
Property insurance for a manufacturer is a per-plant job: values per plant, construction and protection per building, hazard exposure per address. A workbook holds one snapshot of all of it, taken by whoever answered last.
The risk function is small and the plant list is not. Every renewal means chasing plant managers who have production to run, and the weeks belong to whoever has not answered yet.
A new line, a warehouse extension, a machine replaced. The spreadsheet still says last year, and the underwriter prices what you declared.
Hot work, PV panels on the roof, lithium-ion batteries in the warehouse. The insurer asks per plant, and the answer sits in a drawer at the plant.
Everything hangs off one plant list. The insurance suite covers the questions the underwriter asks; the safety suite covers the work in between.
Property and business-interruption values reported by each plant in the app, with last year’s figure next to this year’s and the change visible before the broker asks.
Learn more → COPEDocumented once per site, kept current by the people on the ground, and ready the moment an underwriter asks about sprinklers or the roof.
Learn more → NATCATEarthquake, storm and flood scores for every plant address, sourced from Munich Re. Answer the natural-hazard question in the meeting, not after it.
Learn more → ENGINEERING REPORTSThe survey PDF becomes recommendations with an owner, a due date, a cost estimate and the evidence that it was done, tracked until the next visit.
Learn more → AUDITSAudit against expert-maintained checklists or your own. Non-compliances become actions with owners and deadlines, and the history stays with the plant.
Learn more → OPEN DATABrokers pull current values over the REST API, your analytics team reads Postgres directly, and an MCP server answers your AI’s questions about exposure.
Learn more →There is no implementation phase. The plant list you already have is the project plan.
Bulk import the site list you already have, with its hierarchy and your own columns, from an Excel template. Every value, COPE record and audit hangs off it from then on.
Pick the plants and the deadline. Each plant reports its property and business-interruption values in a browser form, with photos and documents attached where they belong.
Your broker reads current, insurer-ready values in the app instead of waiting for a file. Every table exports to Excel, and the REST API returns the same numbers.
| Site | Total PD | Total BI | TIV | LPΔ | Progress |
|---|---|---|---|---|---|
| Aalborg plant | €48.2M | €21.0M | €69.2M | +3.1% | completed |
| Hamburg DC | €31.6M | €12.4M | €44.0M | +1.4% | completed |
| Lyon plant | €27.9M | €14.8M | €42.7M | −0.6% | completed |
| Toronto plant | €22.3M | €9.1M | €31.4M | +4.8% | in progress |
| 24 sites | €412.7M | €186.3M | €599.0M | +2.1% |
Public proof on this site is limited to published customer cases. Both of them are manufacturers.
“It is a pain point for us to send out the Excel sheets, keep track who has answered, who has not, compare the data, what was reported last year, what was reported this year.” Nilfisk now runs the round in 21RISK and puts the saving at 75%.
Learn more → BHJ · MANUFACTURING“Compared to the total insurance costs that we have, 21RISK is just a very, very small part, and it is also a very small part that can help us save a considerable amount of money.”
Learn more →Three of the ignition sources that come up on every survey, and what a plant can do before the surveyor arrives.
Welding, cutting and grinding remain a leading cause of industrial fires. The precautions that matter, and the permit that proves they ran.
Learn more → PV PANELSSolar on the factory roof changes the fire risk of the building underneath. The checklist to run before the installer arrives.
Learn more → LITHIUM-IONForklifts, tools and stock all carry lithium-ion cells now. What thermal runaway is, and how it changes storage and charging.
Learn more →"Given that we've taken the approach to really market our property risk in order to acquire insurance, we needed another means of collecting the information and presenting the information... There 21RISK has been a huge help"
No. It is for any company with a portfolio of sites to insure. Both published customer cases, Nilfisk and BHJ, are manufacturers, and the workflow is shaped by them: values per plant, COPE per site, audits on the same site list.
The spreadsheet usually stops working somewhere around ten sites. 21RISK is free up to 10 users and priced per user after that. Sites, audits and actions are never metered, so a large plant list costs nothing extra.
They get a link, open a browser form and answer for their own plant. There is nothing to install and nothing to send back. What was reported last year is shown next to this year’s field.
Yes. Every table exports to Excel, and a broker you invite reads current values in the app or over the REST API. The difference is that the export is a copy of live data, not the master.
Audits against fire, ISO and EHS standards run on the same plants, from a library of expert-maintained checklists or your own. Findings become actions with owners and deadlines. Safety-walks and hotwork permits are coming soon, and we label them that way.
Claims handling is coming soon, on the same sites. Until it ships, the page for it says so rather than implying otherwise.
Send us the site list and last year’s values. We will import them and run the first collection round with you on the call.