COPE information

The site documentation underwriters ask for

Construction, occupancy, protection, exposure — documented once per site, kept current by the people on the ground, and ready the moment an underwriter asks.

The problem

The underwriter asks, and the file is in someone's inbox

COPE data is not hard to produce. It is hard to keep in one place, current, and ready on the day somebody needs it.

Scattered across systems

Construction details in one file, sprinkler tests in another, the last engineering report in an inbox nobody can search.

It ages quietly

A site adds a hall or changes what it stores, and the COPE record stays as it was written three years ago.

You cannot market what you cannot show

Insurers price what they can see. Gaps in the documentation get priced as risk, not as missing paperwork.

How it works

One COPE record per site, kept current by the site

Construction, occupancy, protection and exposure live on the site itself — updated by the people who can see it, reviewed by you.

  1. 01

    Document once per site

    Each site carries its own COPE record, with photos and documents attached where they belong.

  2. 02

    Sites keep it current

    The people on the ground update what changed. You review instead of chasing.

  3. 03

    Present it to the market

    Share complete, current documentation with brokers and insurers when the renewal comes around.

sites / aalborg-plant / cope 12 / 14 completed
Aalborg plant
Number of stories 3
Area 18,400 m²
Building construction year 1998
Occupancy type Production
External walls Masonry and/or concrete
Roof Concrete structures
Automatic sprinklers Yes
Water supply Public water mains
Hot work permit Yes
Features

What you get with COPE information

PER SITE

One page per site

Every site carries its own COPE record with photos and documents — updated by the site, reviewed by you.

REPORTS

Engineering reports, filed where they belong

Site-visit reports live next to the site they describe — not in someone's inbox.

SHARE

Present your risk to the market

Share complete, current COPE data with brokers and insurers — the way BHJ markets its property risk.

"Given that we've taken the approach to really market our property risk in order to acquire insurance, we needed another means of collecting the information and presenting the information... There 21RISK has been a huge help"
AH Anke Hendriksen Legal & Risk Director · Bhj
FAQ

Frequently asked questions

What does COPE cover?

Construction, occupancy, protection and exposure — the four things an underwriter asks about a site before pricing it. In 21RISK each is documented on the site record, with photos and documents attached.

Who keeps it up to date?

The people at the site. They see the changes first, and 21RISK puts the record where they already work, so updating it is not a separate project.

Can we attach engineering reports?

Yes. Site-visit and engineering reports live next to the site they describe, so the report and the data an underwriter reads are never in two different places.

Answer the underwriter the same day

Complete COPE documentation across your whole portfolio, kept current all year.