Earthquake, storm and flood risk scores for every site, sourced from Munich Re. When the insurer asks which of your plants sit in a flood zone, you answer from the platform.
Insurers price flood, storm and earthquake exposure site by site. Most risk teams can only answer at group level.
You know where your sites are. Knowing which of them sit in a flood zone is a different question entirely.
Each broker and insurer arrives with a different hazard model, and you have no independent number to hold them to.
Insurers price flood, storm and earthquake site by site. An answer for the portfolio as a whole does not settle it.
21RISK puts Munich Re risk scores on the site record itself, and rolls them up into the distribution your insurers work from.
Every site in the portfolio carries its address and location on its own record.
Overall, earthquake, storm and flood scores come from Munich Re, using defended flood scores where a defence is modelled.
How much of your insured value sits in low, medium, high and extreme classes — weighted by the values you collected, not by site count.
Risk scores per site come from Munich Re — the same source your insurers respect, so the number is not one you have to defend.
Low, medium, high and extreme across the portfolio — weighted by insured value for the period, so one plant is not lost behind twenty warehouses.
Where Munich Re models a flood defence at the location, the defended score is used — so a protected site is not priced as an unprotected one.
Risk scores are sourced from Munich Re — one of the reinsurers your own insurers rely on, so the numbers are not yours to defend.
An overall score plus earthquake, storm and flood per site. Where Munich Re models a flood defence for the location, the defended score is used in preference to the undefended one.
By insured value for the period, not by number of sites. Twenty small warehouses in a low class do not offset one plant in an extreme one.
That is a separate dataset and a separate page — see climate scenarios for projections out to 2030, 2050 and 2100.
Every site, scored by Munich Re, weighted by the values you already collect.