Insured values from every site, without the chase
Send one request. Every site reports property and business-interruption values in the app — with photos and documents attached where they belong. Your broker sees insurer-ready numbers from day one.
Value collection in 30 seconds
One request out, answers back from every site, and numbers your broker can use.
Renewal season should not cost you a month
Every year the same routine: a spreadsheet goes out to every site, and the weeks that follow belong to whoever has not answered yet.
The chase
Forty sites, forty email threads. You are the one keeping track of who has answered and who hasn't — and the deadline is yours, not theirs.
Version chaos
values_2027_final_v3.xlsx. Nobody is quite sure which file the broker actually received, or which numbers went to the insurer.
Stale numbers
By the time the last site reports, the first one is weeks out of date — and you present them to the market as if they were collected on the same day.
One request, and the sites do the rest
21RISK turns the collection round into three steps — and you only own the first one.
- 01
Send one request
Pick the sites and the deadline. Every site gets its own form — you send once instead of forty times.
- 02
Sites answer in the app
Property damage and business-interruption values, with photos and documents attached where they belong. You watch progress per site instead of chasing it.
- 03
Share insurer-ready data
Your broker sees current values the moment they land — no export, no attachment, no version to reconcile.
| Site | Total PD | Total BI | TIV | LPΔ | Progress |
|---|---|---|---|---|---|
| Aalborg plant | €48.2M | €21.0M | €69.2M | +3.1% | completed |
| Hamburg DC | €31.6M | €12.4M | €44.0M | +1.4% | completed |
| Lyon plant | €27.9M | €14.8M | €42.7M | −0.6% | completed |
| Toronto plant | €22.3M | €9.1M | €31.4M | +4.8% | in progress completed |
| 24 sites | €412.7M | €186.3M | €599.0M | +2.1% |
What you get with value collection
- Lyon plant✓
- Taipei DC✓
- Monterrey plant✓
One request, every site
Sites answer in the app, not in 40 email threads. Progress is visible per site, so you can see who has answered without asking.
Every number keeps its history
Answers and edits are versioned, so year-over-year changes are a question you can answer instead of a file you have to find.
Insurer-ready from day one
Brokers and insurers get access to current values — no export-and-email cycle, no stale copies.
What changed since the last renewal, and why
Once the new values are in, see how TIV moved since the previous Insurance period and how much of it came from exchange rates alone. Every site lands in one group: increased, decreased, first values, or unchanged — split by whether anyone reviewed them, so the sites nobody has looked at stand out before the numbers go to your broker.
Value collection, end to end
The full walkthrough: sending the request, what a site sees when it answers, and what your broker gets.
What the broker will ask for, and when
Values are the first item on the renewal list, not the only one. Three reads for the weeks before the submission goes to market.
Property insurance renewal checklist
Twelve items, ordered the way the questions arrive: values, COPE, natcat, engineering-report follow-up, loss history and an owner per site.
BIBusiness interruption values per site
The basis, the indemnity period and the five places the number goes wrong. How to ask sites for a figure no register can give them.
COPEThe COPE factors to cover when time is short
Construction, occupancy, fire protection, security and exposure: the five answers an underwriter reads first.
"By using the 21RISK system, I estimate we have saved approximately 75% of the time we normally would have spent on collecting and analyzing the data."
Frequently asked questions
How do sites actually report their values?
Each site opens its own form in 21RISK and fills in property damage and business-interruption values, attaching photos and documents where they help. You see progress per site as the answers land, so the follow-up is a glance rather than a spreadsheet of its own.
Can our broker and insurer see the values directly?
Yes. You can share current values with brokers and insurers from the platform, or let their systems pull them over our REST API — no login for you to manage and no email chain to keep in sync.
What happens to last year's numbers?
Nothing is overwritten. Every answer and edit is versioned, so when an underwriter asks what changed since the last renewal — and why — the answer is already in the site’s history. For the whole portfolio, the Period comparison tab under Insurance Analytics shows how TIV moved since the previous period, which sites and value categories drove it, and which unchanged sites nobody has reviewed yet.
Our sites report in different currencies. How do exchange rates show up?
Each Insurance period converts values to your base currency at its own exchange rates, so a site that changed nothing can still move in base currency. Period comparison keeps the two apart: changes in values are measured at the previous period’s rates, and a separate currency effect shows, per currency, how far the rate moved and how much TIV that moved.
What about stock we keep at a warehouse or another site?
Record it on the site that owns it, against the site where it stands. The amount then counts toward the warehouse’s total, because that is the building the insurer prices, and both sites see the arrangement. A third-party warehouse becomes a site of its own first, so it can be priced like any other address. The Off-site values view under Insurance Analytics then shows who holds the most for others and who keeps the most elsewhere, with a table of every arrangement that exports to Excel.
How is this different from the spreadsheet we use today?
The spreadsheet has no owner, no progress and no history: you chase it, you merge it, and you hope it is current. Nilfisk estimates 75% less time on collecting and analysing the data after moving to 21RISK.
End the spreadsheet chase
Nilfisk estimates 75% less time on collecting and analysing risk data.