21RISK - Natural Hazards

1 Location info

Preview location
Status	Active
Address	123 Main St
Country	US (US)
Timezone	America/New_York
Tags	No tags specified.
Created	Jul 18, 2025

Site info is from Jul 18, 2025.

2 Natural Hazards

Hazards by Munich RE

Risk Scores describe the vulnerability, i.e. the magnitude of potential financial damage. We provide one Overall Risk Score as well as three Risk Scores for individual insurance coverage types. Hazards data was loaded from the Munich Re API, Aug 17, 2022 .

Overall Risk Score: 80 /100

High

Earthquake: 73

High

Storm: 86

Extreme

Flood: 84

Extreme

Individual hazards

Individual hazards provide detailed information.

Hazard	Zone	Info
Earhquake	Zone 3/4: MM VIII
Volcanoes	No hazard
Tsunami	No hazard
Tropical Cyclone	No hazard
Extratropical Storm	Zone 1/4: 81 - 120 km/h
Hail	Zone 1/6, low
Tornado	Zone 2/4
Lightning	Zone 1/6: 0,2 - 1
Wildfire	No hazard
River Flood	Zone 0 minimal flood risk
Flash Flood	Zone 4/6
Storm Surge	No hazard
Soil and Shaking	Class 4: stiff soil

To read more about Hazards by Munich Re in 21RISK, please consult our documentation or contact support.

3 Overall follow-up

The location in question has a high overall risk score (>= 75).

Please make sure all internal guidelines are followed, and attach insurance policies that explicitly covers earthquake, storm and flood.

No matter if the policy is present or not, please add a comment to explain the most important NatCat preparations done at the location.

Policy does not cover

It's attached

4 Earthquake follow-ups

Earthquake preparations, based on this.

Check for Hazards in the Home

Identify Safe Places Indoors and Outdoors

Educate Yourself and colleagues

Have Disaster Supplies on Hand

Develop an Emergency Communication Plan

Help Your Community Get Ready

5 Storm follow-ups

Storm preparations, based on this.

Plan to evacuate

Plan to Shelter Safely

Be ready to live without power, water, gas, phone and internet for a long time.

Gather emergency supplies

Make sure to have food, water, and medicine. Order into Go-Kit and Stay-at-location-kit

Options to stay connected

Learn emergency skills

6 Flood follow-ups

Based on this.

Some floods develop slowly, while others develop in just minutes. Being prepared and taking mitigation measures, such as building away from floodplains and elevating homes, can reduce the risk of damage and injuries in a flood.

Consider installing “check valves” to prevent floodwaters from backing up into the drains of the location

If time permits, use sandbags to construct barriers to protect the buildings.

Be familiar with flooding warning signs:

Consistent heavy rains
Overflowing rivers and streams
Saturated ground

Know the difference between a flood or flash flood watch and a flood or flash flood warning

Flood watch: A flood is possible. Stay tuned to a National Oceanic and Atmospheric Administration weather radio or TV for more information.
Flash flood watch: A flash flood is possible. Stay tuned to a NOAA weather radio or TV for more information and be prepared to leave for higher ground if necessary.
Flood warning: A flood is expected or occurring.
Flash flood warning: A flash flood is expected or occurring. Seek higher ground immediately.

Unless you live in a mandatory evacuation zone, it is recommended that you make a plan to shelter-in-place in your home, if it is safe to do so.

Natural Hazards

Hazards by Munich RE

Overall Risk Score

Earthquake

Storm

Flood

Individual hazards

Details